Whole Life Insurance

This type of permanent coverage allows your cash value to grow tax deferred with a potential to earn dividends while your premiums never increase.

Pro’s

Permanent death benefit and guaranteed cash value with fixed premiums

Con’s

Higher premium compared to Term Life and most Universal Life policies

Length of Coverage

Until you die.

Premium

Guaranteed premium payments.

Cash Value

Yes, Cash value is guaranteed. Dividends may be awarded.